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openyield/docs/freeholders/index.md
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cloudinit-bot 82ae6cf5a2 docs(milestone): complete OpenYield v0.3 (Bearers & Documentation)
Milestone v0.3 complete. Feature type, tags v0.2.x. Two work-streams
shipped under one feature milestone:

(A) Bearers skeleton + tests (D-020 pattern, 7 x/* packages, zero ext deps):
- x/bridge (NEW): BridgeStatus enum (4), BridgeRoute by-ID-string refs
- x/exit (NEW): ExitStatus enum (5), ExitRoute, DEXSwap (opaque venue)
- x/bearers (EXT): OYSATLink surveillance-resistant LOCKED, OYQRCode idempotent
- x/partner (EXT): AnchorCredential (custody-provider-id empty in skeleton)
- x/hub (NEW): HubService enum (3), LendingCouponCapBps=800 LOCAL const (A-304)
- x/services (NEW): ServiceKind enum (4), window-id by-ID-string ref (A-307)
- x/bond (EXT): GrowthBond, ClampGrowth G-012 underflow guard, secondary market
All packages >=93.3% coverage. Both lexicon firewalls green. G-003 intact.

(B) Documentation deliverable (REQ-027 complete, 26-page MkDocs Material site):
- README.md + mkdocs.yml + docs/index.md
- docs/shared/ (7 pages): Six Principles, Bread Scale, Storage Pools, Watchers/Mirror, Lexicon, Vision
- docs/nomads/ (8 pages): Reach, Stash, Bearers, Maps-Pay, Pacts, Standing, Window
- docs/freeholders/ (8 pages): Signals, Standing, Stands-Guilds, Councils-Voice, Bonds, Partner Spectrum, Anchor Preview
- docs/reference/ (2 pages): Architecture, Components
- REQ-028: lexicon firewall extended to docs/ + README.md (lexicon_meta_docs_test.go, 5 tests incl G-013 walk-coverage + G-014 shared self-test)

Phases: P0 -> v0.2.0, P1 -> v0.2.1, P2 -> v0.2.2, P3 -> v0.2.3, P4 -> v0.2.4, P5 -> v0.2.5, P6 -> v0.2.6 (milestone release).

Requirements covered: REQ-010, REQ-022, REQ-023, REQ-024, REQ-025, REQ-026 (skeleton), REQ-027, REQ-028 (complete).
IDEATE-01..08 ratified and delivered.

---ci---
project: oy
phase: 6
milestone: v0.3
status: complete
tag_base: v0.2.x
phase_role: final
milestone_complete: true
requirements:
  covered: [REQ-010, REQ-022, REQ-023, REQ-024, REQ-025, REQ-026, REQ-027, REQ-028]
  partial: []
---/ci---
2026-08-17 22:35:36 +00:00

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# Freeholders
A **Freeholder** is a Holder who has earned all four Freeholder signals (REQ-005):
a 90-day [Stash](../nomads/stash.md), a [Standing](standing.md) threshold of
4.5★ or higher in 3 categories, the Capital signal, and the Vouch signal. A
Freeholder is the active participant in the OpenYield mesh — they sit in
[Stands & Guilds](stands-guilds.md), vote in the three
[Councils & Voice](councils-voice.md), issue [Bonds](bonds.md), and relate to
the four-tier [Partner Spectrum](partner-spectrum.md).
## The four signals
The signals are the gate to Freeholder participation. They are deliberately
heterogeneous — no single input can be pumped — so the path resists gaming:
- [Signals](signals.md) — the four Freeholder signals (REQ-005): 90-day Stash,
4.5★+ in 3 categories, Capital, Vouch.
- [Standing](standing.md) — the Bayesian anti-gaming formula (REQ-006):
Bayesian prior + time-decay + diversity + voucher-weighting slashes.
- [Stands & Guilds](stands-guilds.md) — the nine Stand types (REQ-016) and
Guilds with free Hand-Passes (REQ-017).
- [Councils & Voice](councils-voice.md) — the three Councils and the
non-amendable Mission Lock (REQ-011).
- [Bonds](bonds.md) — the Mesh Bond Market, the 8% coupon cap / 0% floor
(REQ-021).
- [Partner Spectrum](partner-spectrum.md) — the four Partner tiers (REQ-018):
Op, Master Op, Pier, Anchor.
- [Anchor Preview](anchor-preview.md) — the first institutional Partner tier
(REQ-023), coming in v0.3 P4.
## What a Freeholder does
A Freeholder is a Holder who has crossed the signal gate. From there the mesh
opens: a Freeholder joins a [Stand](stands-guilds.md) (or forms a Guild), votes
in the [Councils](councils-voice.md) with multi-source Voice, issues or holds
[Bonds](bonds.md) under the mission-locked coupon cap, and engages the
[Partner Spectrum](partner-spectrum.md) — including the Anchor tier coming in
v0.3. The covenant is the same for every audience; the Freeholder pages
describe how it shows up in governance and capital.