docs(P05): complete Bearers skeleton II phase

P5 complete. Bearers skeleton II (D-020/D-035 pattern, zero ext deps):
- x/hub/types (NEW): HubService enum (3), LendingCouponCapBps=800 LOCAL
  const cross-documented to D-028 (A-304, no x/bond import), ClampLendingCoupon.
- x/services/types (NEW): ServiceKind enum (4), window-id + operator-reach-id
  by-ID-string refs (A-307, G-003).
- x/bond/types (EXT): GrowthBond, ClampGrowth with G-012 underflow guard
  (currentBps >= cap returns 0, no uint32 underflow), OrderSide/OrderStatus/
  SecondaryOrder. D-028 regression (800/0 consts unchanged).
Coverage: hub 93.3%, services 100%, bond 95.1%. Both firewalls green. G-003 intact.

---ci---
project: oy
phase: 5
milestone: v0.3
status: complete
tag_base: v0.2.x
phase_role: execution
requirements:
  covered: [REQ-024, REQ-025, REQ-026]
  partial: []
---/ci---

.ciagent/CHECKPOINT.json

@@ -1,5 +1,5 @@
 {
-  "phase": 5,
+  "phase": 4,
   "stage": "complete",
   "milestone": "v0.3",
   "milestone_type": "feature",
@@ -7,8 +7,8 @@
   "phase_role": "execution",
   "project": "oy",
   "attempts": 0,
-  "updated_at": "2026-08-18T00:50:00Z",
+  "updated_at": "2026-08-18T00:35:00Z",
   "milestone_complete": false,
-  "phase_release_tag": "v0.2.5",
+  "phase_release_tag": "v0.2.4",
-  "release_id": 738
+  "release_id": 737
 }

.ciagent/oy/AUDIT.md

@@ -299,112 +299,4 @@ Escalations:        0
 Overall verdict:    PASS (after critical fixes)
 Confidence:         0.90
 AUDIT.md written:   /root/oy/.ciagent/oy/AUDIT.md  ✓
-```
+```
----
-
-# Audit: OpenYield (oy) — v0.3 (Bearers & Documentation) Final Phase (P6)
-
-> **Auditor**: CIAgent doc verifier (final-audit mode, full autonomy)
-> **Date**: 2026-08-17
-> **Scope**: v0.3 milestone state on `oy/milestone/v0.3-bearers-docs` (HEAD = `oy/phase/06-final-review-ship`)
-> **Milestone**: v0.3 — Bearers & Documentation (feature type; tag_base `v0.2.x`)
-> **Mode**: multi-project (slug `oy`)
-> **Autonomy**: full
-
----
-
-## v0.3 Final Audit (P6)
-
-### Reconstruction Test — **PASS**
-
-**Git log matches `.ciagent/` files.** `git log v0.1.5..HEAD --oneline` returns 13 commits across P0-P5 (6 phase-ship `docs(P##):` commits, 5 `checkpoint(P##):` advance commits, 1 v0.2 milestone marker inherited via v0.1.5). The 6 `docs(P##): complete ...` commits each carry a `---ci---` block with `status: complete` and the correct phase integer.
-
-**Per-phase `---ci---` block verification:**
-
-| Phase | Commit | Tag | `status` | `requirements.covered` | `requirements.partial` | Verdict |
-|---|---|---|---|---|---|---|
-| P0 | 23de3c5 | v0.2.0 | complete | [] (pre-execution) | [] | PASS |
-| P1 | a780884 | v0.2.1 | complete | [REQ-028] | [REQ-027] | PASS |
-| P2 | d09c613 | v0.2.2 | complete | [] (nomads docs) | [REQ-027] | PASS |
-| P3 | 2ef3f2e | v0.2.3 | complete | [REQ-027] | [] | PASS |
-| P4 | ab43bef | v0.2.4 | complete | [REQ-010, REQ-022, REQ-023] | [] | PASS |
-| P5 | c1aa274 | v0.2.5 | complete | [REQ-024, REQ-025, REQ-026] | [] | PASS |
-
-- Phase `---ci---` blocks: 6 (one per phase P0-P5). Each phase's final block shows `status: complete`. ✓
-- Tag count: 6 (v0.2.0..v0.2.5). Each tag exists and points at the matching `docs(P##): complete ...` commit. ✓
-- REQ coverage vs. expected (P0: none; P1: REQ-028; P2: partial REQ-027; P3: REQ-027; P4: REQ-010/022/023; P5: REQ-024/025/026): **exact match on all 6 phases**. ✓
-- IDEATE traceability (REQUIREMENTS.md §"IDEATE Traceability"): 8 IDEATE-NN → REQ-ID mappings present (IDEATE-01→REQ-027 ... IDEATE-08→REQ-026). ✓
-- CHECKPOINT.json matches state: `phase: 5`, `stage: complete`, `milestone: v0.3`, `tag_base: v0.2.x`, `milestone_complete: false`, `phase_release_tag: v0.2.5` — consistent with "P5 complete, advancing to P6 final review/audit/ship". ✓
-
-**Reconstruction test verdict: PASS** (6/6 phase blocks well-formed; 6/6 tags present; 6/6 REQ-coverage sets match; CHECKPOINT current).
-
-### File Discipline — **PASS** (after fix)
-
-`.ciagent/oy/` contains: PROJECT.md, ROADMAP.md, REQUIREMENTS.md, ARCHITECTURE.md, RESEARCH.md, PERSONAS.md, PLANS.md, GRILL.md, REVIEW.md, AUDIT.md. Plus historical P1_SHIP_VERIFICATION.md..P4_SHIP_VERIFICATION.md (v0.2 audit artifacts; not orphan — referenced by v0.2 AUDIT.md).
-
-`.ciagent/` (root, multi-project) contains: CHECKPOINT.json, config.json, oy/ (slug subdir). ✓ config.json valid (`projects[]` length 1, `active_project: oy`, `milestone: v0.3`, `tag_base: v0.2.x`, `autonomy.level: full`). ✓
-
-**Stale-content fixes applied during this audit:**
-- REQUIREMENTS.md v0.3 table: all 8 REQs were marked `Pending` despite P1-P5 shipping them. Updated REQ-010/022/023/024/025/026 → `Skeleton`, REQ-027/028 → `Complete` to match the `---ci---` coverage blocks.
-- ROADMAP.md v0.3 milestone: header read `ACTIVE` with no per-phase completion markers; P0-P5 shipped. Added `[x]` markers for P0-P5 and `[ ]` for P6-in-progress, plus a status line.
-
-No orphan files detected. REVIEW.md exists (v0.2 content; review agent may append v0.3 section concurrently — tracked as pending, non-blocking).
-
-**File discipline verdict: PASS** (after REQUIREMENTS + ROADMAP freshness fixes).
-
-### Branch Hygiene — **PASS**
-
-- `git branch -a` lists: `main`, `oy/milestone/v0.3-bearers-docs`, `oy/phase/06-final-review-ship` (current), `remotes/origin/main`, `remotes/origin/oy/milestone/v0.3-bearers-docs`.
-- No leftover execution phase branches (`oy/phase/01-05`): grep for `phase/0[1-5]` returned zero. ✓ Phase branches deleted after merge.
-- Milestone branch `oy/milestone/v0.3-bearers-docs` exists and is at the P5-checkpoint commit (62ff0d7), matching the final-phase branch HEAD. ✓
-- Final-phase branch `oy/phase/06-final-review-ship` exists and tracks milestone HEAD. ✓
-
-**Branch hygiene verdict: PASS.**
-
-### Commit Discipline — **PASS**
-
-- 6 phase-ship commits follow `docs(P##): complete ...` convention (P00..P05). ✓
-- 5 checkpoint commits follow `checkpoint(P##): ...` convention. ✓
-- All 6 `---ci---` blocks well-formed (opening `---ci---`, closing `---/ci---`, YAML keys `project: oy`, `phase: N`, `milestone: v0.3`, `status: complete`, `tag_base: v0.2.x`, `phase_role`, `requirements.covered`, `requirements.partial`). ✓
-- Multi-project `project: oy` field present in every `---ci---` block. ✓
-- No malformed blocks, no missing closing tags, no orphan phase markers.
-
-**Commit discipline verdict: PASS.**
-
-### Build/Test Sanity — **PASS**
-
-- `go build ./...` → GREEN (exit 0). ✓
-- `go test ./...` → 26 packages GREEN, 4 packages `[no test files]` (identity/processing/rootpool/vault — pre-existing v0.1 layout), zero FAIL. ✓
-- New v0.3 packages present and green: x/exit, x/bridge, x/hub, x/services (plus x/bearers, x/partner, x/bond extended; lexicon_meta_docs at root). ✓
-
-### Fixes Applied
-
-| Fix | File | Change | Severity |
-|---|---|---|---|
-| 1 | `.ciagent/oy/REQUIREMENTS.md` | v0.3 REQ table statuses: 8 REQs Pending → 6 Skeleton + 2 Complete (matches `---ci---` coverage) | critical (stale docs) |
-| 2 | `.ciagent/oy/ROADMAP.md` | v0.3 milestone: added P0-P5 `[x]` completion markers + P6 `[ ]` + status line | critical (stale docs) |
-
-Both fixes are committed under `fix(P06-audit):` per the final-audit protocol (see commit below).
-
-### Overall Audit Verdict — **PASS**
-
-```
-Per-check verdicts (v0.3 final):
-  1. Reconstruction test  — PASS  (6 phase blocks; 6 tags v0.2.0..v0.2.5; REQ coverage exact on all 6 phases; CHECKPOINT current)
-  2. File discipline      — PASS  (after fix; 10 .ciagent/oy/ files + CHECKPOINT.json + config.json; no orphans)
-  3. Branch hygiene       — PASS  (no phase/01-05 branches; milestone + final-phase present)
-  4. Commit discipline    — PASS  (6 docs(P##) + 5 checkpoint(P##); all ---ci--- well-formed; project: oy present)
-  5. Build/test sanity    — PASS  (build GREEN; 26 pkgs GREEN; new v0.3 packages green)
-
-Critical issues:    2 found → 2 fixed → 0 remaining
-  - Critical-1: REQUIREMENTS.md v0.3 statuses stale (Pending vs Skeleton/Complete) → FIXED
-  - Critical-2: ROADMAP.md v0.3 P0-P5 completion markers missing            → FIXED
-
-Non-critical:       1 (REVIEW.md v0.3 section pending concurrent review agent — non-blocking)
-Escalations:        0
-Overall verdict:    PASS (after critical fixes)
-Confidence:         0.92
-AUDIT.md appended:  /root/oy/.ciagent/oy/AUDIT.md  ✓ (v0.3 section appended; v0.2 content preserved)
-```
-
-AUDIT.md

.ciagent/oy/REQUIREMENTS.md

@@ -30,14 +30,14 @@
 
 | ID | Requirement | Vision § | Priority | Status | Phase |
 |----|-------------|----------|----------|--------|-------|
-| REQ-010 | Exit layer (Layer 3) — DEX swaps, bridges, off-mesh services | §7 | Medium | Skeleton | v0.3/P4 |
+| REQ-010 | Exit layer (Layer 3) — DEX swaps, bridges, off-mesh services | §7 | Medium | Pending | v0.3/P4 |
-| REQ-022 | Bearers expansion: OY-SAT + OY-QR bearer transports | §14 | Medium | Skeleton | v0.3/P4 |
+| REQ-022 | Bearers expansion: OY-SAT + OY-QR bearer transports | §14 | Medium | Pending | v0.3/P4 |
-| REQ-023 | Anchors — first institutional Partner tier | §13 | Medium | Skeleton | v0.3/P4 |
+| REQ-023 | Anchors — first institutional Partner tier | §13 | Medium | Pending | v0.3/P4 |
-| REQ-024 | Hub API — B2B backbone: custody, lending primitive, compliance | §13 | Medium | Skeleton | v0.3/P5 |
+| REQ-024 | Hub API — B2B backbone: custody, lending primitive, compliance | §13 | Medium | Pending | v0.3/P5 |
-| REQ-025 | Services — Care / SIM / Vault / Mail | §13 | Medium | Skeleton | v0.3/P5 |
+| REQ-025 | Services — Care / SIM / Vault / Mail | §13 | Medium | Pending | v0.3/P5 |
-| REQ-026 | Bond market depth — Growth Bonds + secondary market | §17 | Medium | Skeleton | v0.3/P5 |
+| REQ-026 | Bond market depth — Growth Bonds + secondary market | §17 | Medium | Pending | v0.3/P5 |
-| REQ-027 | README.md + docs site in docs/ for nomads and freeholders | (vision §8) | High | Complete | v0.3/P1-P3 |
+| REQ-027 | README.md + docs site in docs/ for nomads and freeholders | (vision §8) | High | Pending | v0.3/P1-P3 |
-| REQ-028 | Extend REQ-012 lexicon firewall to scan docs/ + README.md | §3 | High | Complete | v0.3/P1 |
+| REQ-028 | Extend REQ-012 lexicon firewall to scan docs/ + README.md | §3 | High | Pending | v0.3/P1 |
 
 > REQ-022 through REQ-028 are NEW in v0.3 (ratified during Phase 0 IDEATE as
 > IDEATE-01..IDEATE-07, then assigned final REQ-IDs). REQ-010 is promoted from

.ciagent/oy/REVIEW.md

@@ -255,113 +255,4 @@ P0 fixes auto-applied: 0
 P1+ flags: 2 (x/council/types — Proposal/VoteOption lifecycle absent; VoiceSource→SignalKind 4-not-5)
 P2 nits: 1 (bearers ValidateGenesis no-op — correct per spec)
 Overall: APPROVE WITH P1+ FLAGS (confidence 0.88) — milestone ship not blocked
-```
+```
----
-
-## v0.3 Final Review (P6)
-
-**Reviewer:** Multi-persona final review (correctness, testing, security, performance, maintainability, adversarial)
-**Scope:** `v0.1.5..HEAD` — all v0.3 milestone phases (P0 pre-exec + P1 docs foundation + P2 nomads docs + P3 freeholders docs + P4 Bearers I + P5 Bearers II)
-**Branch:** `oy/milestone/v0.3-bearers-docs` (reviewed on `oy/phase/06-final-review-ship`)
-**Date:** 2026-08-17
-**Diff stat:** 56 files changed, 6891 insertions(+), 169 deletions(-)
-
-### Verification commands (all PASS)
-
-```
-go build ./...                                              — PASS (zero errors)
-go test ./...                                               — PASS (all packages green)
-go test -cover ./x/{bridge,exit,bearers,partner,hub,services,bond}/types/  — PASS (coverage below)
-go test -run TestLexiconMeta ./lexicon_meta_docs/ .         — PASS (docs firewall green)
-go test -run TestLexiconMeta ./                              — PASS (x/ firewall green, repo-root package)
-```
-
-### Coverage on new/extended packages
-
-| Package | Coverage | Threshold (80%) | Verdict |
-|---|---|---|---|
-| x/bridge/types | 100.0% | ✓ | PASS |
-| x/exit/types | 100.0% | ✓ | PASS |
-| x/bearers/types | 100.0% | ✓ | PASS |
-| x/partner/types | 100.0% | ✓ | PASS |
-| x/hub/types | 93.3% | ✓ | PASS |
-| x/services/types | 100.0% | ✓ | PASS |
-| x/bond/types | 95.1% | ✓ | PASS |
-
-All packages exceed the ≥80% coverage requirement. The two sub-100% packages (hub 93.3%, bond 95.1%) have gaps only in defensive genesis error-branches (e.g., `validateComplianceServices` 87.5%, `Clamp`/`ClampLendingCoupon` 80% — the upper-bound and floor branches each exercised by ≥1 test but not every permutation). No must-have is uncovered; G-012 boundary cases (`currentBps==cap`, `currentBps>cap`, underflow guard) are all explicitly tested (`TestClampGrowthCurrentAtCapReturnsZero`, `TestClampGrowthCurrentAboveCapReturnsZero`, `TestClampGrowthInvariantPostGrowthLeCap`).
-
-### Per-axis verdicts
-
-#### 1. Correctness (backend-engineer) — PASS (0.92)
-
-Locked-const invariants all enforced and tested:
-- `BridgeStatusCount = 4` (x/bridge/types/types.go:18) — `AllBridgeStatuses()` returns 4 in REQ-015 order. ✓
-- `ExitStatusCount = 5` (x/exit/types/types.go:18) — `AllExitStatuses()` returns 5 in vision §7 order. ✓
-- `HubServiceCount = 3` (x/hub/types/types.go:42) — `AllHubServices()` returns 3 (Custody/LendingPrimitive/Compliance). ✓
-- `ServiceKindCount = 4` (x/services/types/types.go:37) — locked count asserted. ✓
-- `OrderSideCount = 2` (x/bond/types/types.go:171) — Buy/Sell. ✓
-- `OrderStatusCount = 3` (x/bond/types/types.go:174) — Open/Filled/Cancelled. ✓
-- `PartnerTierCount = 4` (x/partner/types/types.go:18) — regression intact. ✓
-- `BondStatusCount = 5` (x/bond/types/types.go:31) — regression intact. ✓
-- `CouponCapBps = 800` / `CouponFloorBps = 0` (x/bond/types/types.go:21,26) — D-028 LOCKED, regression firewall in types_test.go asserts both values. ✓
-
-**G-012 (ClampGrowth underflow guard) — CORRECT.** The guard at x/bond/types/types.go:239 (`if currentBps >= CouponCapBps { return 0 }`) runs BEFORE the `CouponCapBps - currentBps` subtraction (line 243), so the uint32 underflow path is unreachable. Five boundary/invariant tests cover: currentBps==0 (full room), currentBps==cap (return 0), currentBps>cap (return 0, NOT wrapped huge), growth>room (clamp to room), growth<room (unchanged), and a meta-assert `current + ClampGrowth(current, growth) <= max(current, cap)` across a fuzz table.
-
-The hub `LendingCouponCapBps`/`LendingCouponFloorBps` LOCAL consts (A-304) mirror x/bond's LOCKED values (800/0) without importing x/bond (G-003 preserved). Genesis-side clamp enforcement present in both `validateLendingPrimitives` (hub) and `ValidateBonds`/`ValidateGrowthBonds` (bond).
-
-#### 2. Testing (backend-engineer) — PASS (0.90)
-
-All new packages ≥93.3% (above 80% threshold). Per-package lexicon assertions present in every new package's types_test.go (TestLexiconNoBannedTermsIn<Pkg>Package + TestLexiconNoBannedTermsIn<Pkg>TestFile) — confirmed in x/bridge, x/exit, x/bearers, x/partner, x/hub, x/services, x/bond. G-012 boundary cases (currentBps==cap, currentBps>cap) explicitly tested. Locked-const regression tests present (Test<Const>LockedConst pattern) for every locked const enumerated above.
-
-#### 3. Security (security) — PASS (0.93)
-
-Both lexicon firewalls green:
-- x/ firewall (`lexicon_meta_test.go`, package `lexicon_meta`): `go test -run TestLexiconMeta ./` PASS.
-- docs/ firewall (`lexicon_meta_docs/lexicon_meta_docs_test.go`, package `lexicon_meta_docs`): `go test -run TestLexiconMeta ./lexicon_meta_docs/` PASS. Scans README.md + docs/**/*.md.
-
-Adversarial verification: confirmed `lexicon.FindBannedTerm` catches all 10 banned terms (bank, deposit, interest, yield, currency, dollar, euro, account, savings, depositor) via direct injection test. The docs firewall self-test table (G-009 for docs), walk-coverage test (G-013), and self-test drift assertion (G-014) all present and passing — the firewall provably CATCHES banned-term regressions rather than silently scanning nothing.
-
-**G-003 (by-ID-string, no struct imports between x/*) — INTACT.** `grep -rn "oy/openyield/x/"` across all new package non-test .go files returns ZERO struct imports. The only cross-package import in a test file is `x/bearers/types/types_test.go` importing `x/processing/types` (a test-only import for a stub reference; G-003 governs production struct imports, not test imports). All cross-module references in production types use ID-string fields (issuer-stand-id, reach-id, holder-reach-id, custody-provider-id, anchor-id, bond-id, operator-partner-id, etc.) with explicit G-003 doc-comments.
-
-#### 4. Performance (backend-engineer) — PASS (0.95)
-
-`go.mod` UNCHANGED since v0.1.5 (`git diff v0.1.5..HEAD -- go.mod go.sum` is empty) — zero external deps preserved (G-006). The mkdocs build deps (mkdocs + mkdocs-material) are Python-only and documented as non-Go (mkdocs.yml header comment). Skeleton stubs use O(1) maps for registry lookups (x/partner Keeper); no N+1 patterns in the stub code. The genesis validators iterate slices once (O(n) per set) with map-backed uniqueness checks — appropriate for skeleton scale.
-
-#### 5. Maintainability (lead-developer) — PASS (0.91)
-
-**Pattern consistency:** All new modules follow the v0.1/v0.2 file structure (types.go + types_test.go, genesis.go where genesis validation exists). The Params/GenesisState/DefaultGenesisState/ValidateGenesis pattern is uniform across x/bridge, x/exit, x/bearers, x/partner, x/hub, x/services, x/bond. G-008 split (data-engineer's genesis.go schema helpers composed by ValidateGenesis in types.go) is present in x/bond and x/hub. The new modules use the same ModuleName/StoreKey/RouterKey/QuerierRoute const block and the same JSON/YAML struct-tag convention as v0.1/v0.2 modules.
-
-**Docs cross-reference (G-011):** `mkdocs.yml` nav lists ALL 26 pages (1 Home + 8 Nomads + 8 Freeholders + 7 Shared + 2 Reference = 26), matching the 26 .md files under docs/. `docs/reference/components.md` cross-references the new modules (10 mentions of x/* packages). All docs pages are lexicon-clean (firewall green).
-
-**.ciagent/oy/* updates:** PROJECT, ROADMAP, REQUIREMENTS, ARCHITECTURE, RESEARCH, PERSONAS, PLANS, GRILL all updated to reflect v0.3 scope (Bearers & Documentation, REQ-024..REQ-028, D-037..D-046, A-304..A-313, G-011..G-014).
-
-#### 6. Adversarial (adversarial) — PASS (0.88)
-
-Adversarial probes attempted and their outcomes:
-1. **Banned term slipped into docs** — the firewall self-test table (`TestLexiconMetaDocsSelfTestTable`, G-009 for docs) injects synthetic banned-term strings and asserts FindBannedTerm detects each; the walk-coverage test (`TestLexiconMetaDocsWalkCoverage`, G-013) injects a real .md fixture under docs/.lexicon_fixture/ and asserts the walk FINDS it. Catches the "silently scans nothing and reports green" failure mode. ✓
-2. **Locked-const regression** — every locked const has a `Test<Const>LockedConst` regression test asserting the exact value AND the All<Enum>() entry count/names. A regression (e.g., BridgeStatusCount→5) fails the test. ✓
-3. **Struct import breaks G-003** — no production .go file in the new packages imports another x/* package; verified by grep. ✓
-4. **ClampGrowth underflow** — the guard returns 0 BEFORE the subtraction; the underflow path is unreachable; tested with currentBps>cap (e.g., 801) asserting return 0 (NOT 4294967295). ✓
-5. **Hub A-304 drift from x/bond D-028** — the LOCAL consts are documented as cross-referenced (comment "also 800") and a regression test asserts LendingCouponCapBps==800. A future x/bond cap change without a matching hub change is flagged by the cross-doc comment (not a test — appropriate since they are LOCAL to hub). Note P2 below.
-
-### P0 fixes auto-applied
-
-**0.** No P0 (critical) issues found. The milestone ships clean.
-
-### P1+ flags (post-hoc review — do NOT block ship)
-
-**1.** [P2 nit, maintainability] x/hub `LendingCouponCapBps`/`LendingCouponFloorBps` (A-304) are LOCAL consts cross-documented to x/bond's D-028 consts (both 800/0) but there is no automated cross-check that they stay in lockstep. If a future mission-locked change to x/bond.CouponCapBps does not update the hub LOCAL const, the two packages silently drift. The cross-doc comment in types.go:46-50 flags this for human review, but a shared-const test (e.g., asserting `LendingCouponCapBps == x/bond.CouponCapBps` — though that would require a test-only import, acceptable per G-003 test exemption) would be more robust. Recommend post-hoc: add a cross-package const-equality test OR document the manual-sync requirement in ARCHITECTURE.md. Not a ship blocker — both are currently 800/0.
-
-**2.** [P2 nit, testing] x/hub coverage 93.3% and x/bond coverage 95.1% leave defensive error-branches in `ClampLendingCoupon` (80%), `Clamp` (80%), `validateComplianceServices` (87.5%), `ValidateGrowthBonds` (85.7%) partially exercised. All must-have paths are tested; the uncovered lines are error-return branches for malformed genesis inputs. Recommend post-hoc: add 2-3 negative-case genesis tests per package to close the gaps to 100%. Not a ship blocker (both above the 80% threshold).
-
-**3.** [P2 nit, docs] `docs/reference/architecture.md` has 0 cross-references to x/* packages (vs `docs/reference/components.md` which has 10). The architecture page is conceptual; the components page is the cross-ref hub. Acceptable as-is, but post-hoc adding 1-2 module cross-refs to architecture.md would improve discoverability. Not a ship blocker.
-
-### Overall verdict
-
-**SHIP.**
-
-All verification commands pass. All locked-const invariants enforced and tested. Both lexicon firewalls green (x/ and docs/). G-003 (by-ID-string, no struct imports) intact across all new packages. G-012 (ClampGrowth underflow guard) correctly implemented with explicit boundary tests. Zero external deps (go.mod unchanged). Coverage ≥93.3% on all new/extended packages (above 80% threshold). mkdocs.yml nav complete (26/26 pages, G-011). No P0 issues. Three P2 nits flagged for post-hoc review (none blocking).
-
-**P0 fixes auto-applied: 0**
-**P1+ findings: 0 P1, 3 P2 (all nits, post-hoc, non-blocking)**
-**Confidence in overall verdict: 0.91**

.ciagent/oy/ROADMAP.md

@@ -23,18 +23,9 @@
 - [x] P5: Final Review + Ship → v0.1.5 (milestone release)
 - Status: COMPLETE (skeleton + tests layer; released as v0.1.5)
 
-## Milestone v0.3 — Bearers & Documentation (COMPLETE; feature type; tags v0.2.x)
+## Milestone v0.3 — Bearers & Documentation (ACTIVE; feature type; tags v0.2.x)
 Target: Bearers skeleton (ROADMAP Phase 3 subset) + docs site for nomads and freeholders.
 
-- [x] P0: Pre-Execution (spec/clarify/research/ideate/plan/grill) → v0.2.0
-- [x] P1: Docs foundation + REQ-012 firewall extension → v0.2.1
-- [x] P2: Nomads docs → v0.2.2
-- [x] P3: Freeholders docs + reference → v0.2.3 (REQ-027 complete)
-- [x] P4: Bearers skeleton I (x/exit, x/bridge, x/bearers, x/partner) → v0.2.4
-- [x] P5: Bearers skeleton II (x/hub, x/services, x/bond) → v0.2.5
-- [x] P6: Final Review + Audit + Ship → v0.2.6 (milestone release)
-- Status: COMPLETE — Bearers skeleton (7 x/* packages) + docs site (26 pages) shipped
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 > v0.3 bundles two work-streams under one feature milestone: (A) Bearers
 > skeleton+tests (D-020 pattern) and (B) README.md + MkDocs Material docs site
 > organized by audience, with the REQ-012 lexicon firewall extended to docs.