diff --git a/.ciagent/CHECKPOINT.json b/.ciagent/CHECKPOINT.json
index b04b690..63a6d56 100644
--- a/.ciagent/CHECKPOINT.json
+++ b/.ciagent/CHECKPOINT.json
@@ -1,15 +1,12 @@
 {
-  "phase": 8,
-  "stage": "complete",
-  "milestone": "v0.5",
+  "phase": 0,
+  "stage": "specify",
+  "milestone": "v0.6",
   "milestone_type": "feature",
-  "tag_base": "v0.4.x",
-  "phase_role": "final",
+  "tag_base": "v0.5.x",
+  "phase_role": "pre_execution",
   "project": "oy",
   "attempts": 0,
-  "updated_at": "2026-08-18T02:00:00Z",
-  "milestone_complete": true,
-  "milestone_release_tag": "v0.4.8",
-  "release_id": 763,
-  "requirements_covered": ["REQ-033", "REQ-034", "REQ-035", "REQ-036", "REQ-037", "REQ-038", "REQ-039"]
+  "updated_at": "2026-08-18T11:30:00Z",
+  "milestone_complete": false
 }
\ No newline at end of file
diff --git a/.ciagent/config.json b/.ciagent/config.json
index 4c406e6..52f310c 100644
--- a/.ciagent/config.json
+++ b/.ciagent/config.json
@@ -6,9 +6,9 @@
     }
   ],
   "active_project": "oy",
-  "milestone": "v0.5",
+  "milestone": "v0.6",
   "milestone_type": "feature",
-  "tag_base": "v0.4.x",
+  "tag_base": "v0.5.x",
   "autonomy": {
     "level": "full",
     "escalation_hooks": ["deploy", "delete_data", "merge_to_main"],
diff --git a/.ciagent/oy/PROJECT.md b/.ciagent/oy/PROJECT.md
index f8f67e9..2494fa0 100644
--- a/.ciagent/oy/PROJECT.md
+++ b/.ciagent/oy/PROJECT.md
@@ -61,6 +61,54 @@ OpenYield (OY) is a durable, anti-greed, jurisdiction-light financial layer —
 - D-009: Rebased history to fix v1.0 → v0.1 in ---ci--- blocks
 
 ## Milestone
+v0.6 — Nomad Web UI (in progress; feature type; tags run on the v0.5.x patch line)
+
+### v0.6 Scope (Nomad Web UI MVP — generated test data, no real chain)
+
+v0.6 is the project's first UI milestone. It delivers a working prototype Web
+UI where a person can sign up to be a Nomad (create a Reach + open a Stash)
+and exercise basic functionality around the (Reach, Stash) components, plus
+Window authorization, Standing progress, and Bloom accrual views. All data is
+generated as test fixtures — there is no real blockchain interaction, no live
+chain launch, no real bearer transports (D-020 continues to govern network
+deployment). The UI is a greenfield Go `html/template` + HTMX layer served by a
+Go mock HTTP server that instantiates the real `x/*/types` structs (Reach,
+Stash, Window, FreeholderSignals, BloomRecord) populated from in-memory
+fixtures. No keeper, no Cosmos runtime, no `app.go` (none exists in the repo).
+
+This milestone is the prerequisite for real-world MVP testing: it makes the
+Nomad path visible and exercisable in a browser. Wiring the UI to a real `oyd`
+daemon (once one exists) is deferred to v0.7+ (no `app.go`, `cmd/`, or `main.go`
+exists in the repo today).
+
+- **REQ-040** Nomad Reach signup Web UI — Go HTTP mock server (`web/`) + "Create a Reach" form + Reach list/detail; grounds the UI in `x/identity/types.Reach`. "Sign up" maps to "Create a Reach" (the word "account" is banned per REQ-012).
+- **REQ-041** Stash dashboard Web UI — balance in Grain + Bread-scale conversion (using `x/bread/types.BreadScaleAll()`) + 90-day maturity progress bar (`x/stash/types.StashActivity.IsMature`).
+- **REQ-042** Window authorization Web UI — form to open a Window (scope + duration + rate-limit), lifecycle view (Open→Active→Revoked/Expired via `x/window/types.Window.Activate/Revoke/Expire`), audit log.
+- **REQ-043** Standing + Freeholder signals progress Web UI — computed from mock `Rating`/`Vouch`/`Slash` records using the locked constants + `GetStandingBucket`/`ComputeDiversityBonus`/`GetVoucherWeight`; 4-signal progress (`FreeholderSignals.IsFreeholderEligible`).
+- **REQ-044** Bloom accrual Web UI — per-Stash `BloomRecord` view (`AccruedGrain`, `RateBasisPoints`), computed from mock data; shows the 4.5% target rate.
+- **REQ-045** Extend REQ-012 lexicon firewall to scan `web/templates/**` + `web/static/**` (new `lexicon_meta_web_test.go`). Firewall-first: lands in P1 before content.
+
+### Milestone Type
+Feature (all execution phases are `feat` except REQ-045 which is `test`). Phase 0 → `v0.5.0`; execution phases `v0.5.1..v0.5.5`; final phase patch `v0.5.6` IS the v0.6 milestone release. No separate minor tag. The final-phase audit enforces the feature purity gate (no breaking schema changes; G-003 production firewall intact; G-006 go.mod unchanged unless a runtime dep is GRILL-approved — HTMX is a vendored static asset, not a Go dep).
+
+### Out of Scope (v0.6)
+- Real blockchain interaction / mainnet / IBC / real bearer transports (D-020 continues)
+- A real `oyd` daemon / `app.go` / `cmd/oyd` (no chain runtime exists; deferred to v0.7+)
+- Real Anchors onboarding / Hub API B2B / real custody (simtest/mock only)
+- Authentication / sessions / real key management (mock; a Reach is created by form submission, stored in-memory)
+- Persistence (mock store is in-memory; resets on restart)
+- i18n / multi-language UI
+- Real Standing oracle / real Bloom accrual engine (computed from fixtures using locked constants)
+- The 5 P1+ mainnet-readiness items deferred from v0.5 (governance spam deposit, CLOB front-running, real IBC simtest, CLOB perf, emitMatchEventHook testability) — those are v0.7+ mainnet-readiness, not UI work
+
+### Prior Milestones
+- v0.1 — OpenYield Foundation Init (COMPLETE; pre-MVP foundation skeleton; released as v0.0.9)
+- v0.2 — The Mesh (COMPLETE; skeleton + tests; released as v0.1.5)
+- v0.3 — Bearers & Documentation (COMPLETE; feature; released as v0.2.6)
+- v0.4 — Refinement (COMPLETE; NFR; released as v0.3.4)
+- v0.5 — Bearers Runtime (COMPLETE; feature; released as v0.4.8)
+
+## Prior Milestone
 v0.5 — Bearers Runtime (complete; feature type; tags ran on the v0.4.x patch line)
 
 ### v0.5 Scope (Live-runtime promotions of the v0.3 Bearers skeletons)